Read the article below about how to save money. Then answer the reading practice questions and IELTS essay question at the bottom of the page.
5 TIPS TO SAVE MONEY
More people are looking for jobs, forced to retire or have taken pay cuts than ever before. At the same time, prices have gone up. Clothes, gas and even food costs more today than a year ago. This means that more people are trying to save money and cut costs than ever before. Here are 5 easy tips you can use to cut costs everyday.
1. Cheap Gas
Gas prices have gone up greatly in the past few years. Yet, you can still get good prices on gas! However, you will need to look around. Drive around your neighborhood to find a gas station with lower prices. Then, fill up first thing in the morning. You will get more gas for your money when you pump cold gas into a cold tank.
Also, remember that gas prices are always changing. Drive around every couple of months to make sure you are still getting a good price for your gas!
2. Make a List
Do you shop for food after work, when you are hungry? Most people do this. Yet, it’s not a good idea. There are two ways to take care of this. First, eat a snackbefore you go grocery shopping. This way, you will find it easier to buy only what you need. Also, make a list! Make your list early in the day. Then check it again before you leave. Do this for any kind of shopping, be it groceries or clothes. Making a list will help you avoid impulse buying.
3. Compare Prices
Know the prices of things at your favorite stores. Choose items that cost less. Also, know which stores have lower prices. When you find a store with low prices and quality items, do your shopping there. Make sure you buy only what you need. Never buy something just because it is on sale!
4. Save on Phone Bills
Use Skype to make long-distanceand video calls. This can save you hundreds of dollars each year on your telephone bill. If you and the other person both have Skype, then Skype calls are free! You must have high-speed Internet for Skype.
5. Use Your Library
It is true that the library contains free books, magazine and films. However most libraries have so much more. Many libraries have classes, talks and activitiesfor children. Summer is a great time for fun activities at the library. Check out your local library to benefit this summer!
READING PRACTICE QUESTIONS
1. What is meant by “fill up”?
2. What are 2 ways to avoid spending too much at the store?
3. What is meant by “on sale”?
4. What are two ways to compare prices?
5. How is video calling different from a normal call?
6. What are the usual things one might find at the library?
7. What kinds of activities might a library have in summer?
IELTS ESSAY PRACTICE
You should spend about 40 minutes on this task.
Write about the following topic:
Some people blame credit cards for their financial difficulties. They say that paying with a credit card compels a person to spend more. Do you agree? Why or why not?
Write at least 250 words.